*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:#0d1730;background:#f5f7fb;line-height:1.6}
.w{max-width:1120px;margin:0 auto;padding:0 24px}.narrow{max-width:820px}
a{color:#1450b4}
.top{background:#071f4d;color:#fff;position:sticky;top:0;z-index:5}
.bar{display:flex;align-items:center;gap:20px;min-height:68px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff;font-weight:700;font-size:1.25rem}
.brand b{color:#4d8fff}
.top nav{display:flex;gap:6px 18px;flex-wrap:wrap;flex:1;margin-left:12px}
.top nav a{color:#c7d4f3;text-decoration:none;font-size:.92rem}
.top nav a:hover,.top nav a.on{color:#fff}
.cta,.btn{display:inline-block;background:#1450b4;color:#fff;text-decoration:none;padding:10px 20px;border-radius:10px;font-weight:600}
.btn.ghost{background:transparent;border:1px solid #8fa8dd;color:#fff}
.hero{background:linear-gradient(135deg,#050e24,#071f4d);color:#fff;padding:84px 0 72px}
.eyebrow{font-family:"IBM Plex Mono",monospace;letter-spacing:.12em;text-transform:uppercase;color:#4d8fff;font-size:.8rem;margin:0 0 12px}
h1{font-size:clamp(2rem,4.6vw,3.4rem);line-height:1.1;margin:0 0 18px;max-width:860px}
.lead{font-size:1.2rem;color:#c7d4f3;max-width:760px;margin:0 0 28px}
.sec{padding:64px 0}.sec.alt{background:#eef2fb}
h2{font-size:2rem;margin:0 0 26px;color:#071f4d}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:22px}
.card{background:#fff;border:1px solid #dbe3f5;border-top:6px solid #1450b4;border-radius:16px;padding:26px}
.card:nth-child(2){border-top-color:#1DBF73}.card:nth-child(3){border-top-color:#F5B400}.card:nth-child(4){border-top-color:#FF4F8B}
.card h3{margin:0 0 8px;font-size:1.15rem;color:#071f4d}.card p{margin:0;color:#455073}
.who{margin:0;padding-left:22px;font-size:1.1rem;color:#455073}.who li{margin:8px 0}
details{background:#fff;border:1px solid #dbe3f5;border-radius:12px;padding:16px 20px;margin:0 0 12px}
summary{cursor:pointer;font-weight:600;color:#071f4d}details p{margin:10px 0 0;color:#455073}
.cta-band{background:#071f4d;color:#fff;text-align:center}.cta-band h2{color:#fff}.cta-band p{color:#c7d4f3}
.foot{background:#050e24;color:#a9b8e0;padding:48px 0 26px}
.foot .w{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
.foot h4{margin:0 0 10px;color:#fff;font-size:.8rem;letter-spacing:.08em;text-transform:uppercase}
.foot ul{list-style:none;margin:0;padding:0}.foot li{margin:6px 0}.foot a{color:#a9b8e0;text-decoration:none}.foot a:hover{color:#4d8fff}
.copy{text-align:center;font-size:.85rem;margin:30px 0 0}
@media(max-width:700px){.foot .w{grid-template-columns:1fr}.hero{padding:56px 0 48px}}